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Is your teen going off to college this fall and feeling stressed about their finances? Share these five budgeting tips! 1. Set goals – Save for books, trips, and future expenses. 2. Track spending – Use apps or spreadsheets. 3. Budget smart – Try the 50/30/20 rule. 50% for needs, 30% for wants and 20% for savings. 4. Cut costs – Cook at home, split subscriptions with roommates. 5. Go for free – Attend campus events to save cash! I'm available to answer any questions!

If your child is entering high school, college may seem like a long way off. But now’s the time to prepare for future scholarship eligibility. Give me a call to learn more about Modern Woodmen’s scholarship competition for high school seniors. https://www.modernwoodmen.org/memberprograms/

Q: Can you guess what this piece of Modern Woodmen history was used for? A: This reversible badge was worn by members from the late 1800s into the early 1900s. The colorful side was worn during chapter meetings and social activities. The reverse side was black and would be worn at funerals and memorials for deceased members of that chapter. #ModernSince1883