Adelmarie Rivera | Modern Woodmen Financial Representative

Adelmarie Rivera

Photograph of Adelmarie Rivera

Adelmarie Rivera

Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

Contact Adelmarie Rivera
At work

At work

At work

Why I do what I do

Why I do what I do

I believe people deserve to feel confident about the decisions they make for themselves and their families. Throughout my career, I've learned the value of preparation, education, and having someone in your corner who genuinely cares. I enjoy helping people understand their options so they can make decisions that make sense for their lives.

I serve members in…

Colorado (especially Colorado Springs) and in other states where I’m licensed. As a veteran and longtime community advocate, I have a particular appreciation for the military community, fellow veterans, and diverse families and business owners who call Colorado home.

I can help you plan for life using a variety of tools, including…

financial planning, retirement strategies, investments, life insurance, savings, and legacy planning.

I enjoy working with…

people from all walks of life, especially families, military members and veterans, and small-business owners. I appreciate getting to know people's stories, understanding what matters to them, and helping them think through their next steps.

I attended…

Kaplan University, where I earned an Associate of Science in criminal justice, and Purdue University Global where I obtained a BSc in legal services, with a concentration in paralegal studies.

I am very proud of…

serving in the U.S. Army, building my own business, and continuing to find ways to serve my community.

Before Modern Woodmen, I…

served 23 years in the U.S. Army before transitioning into the insurance and financial services industry. My experiences as a drill instructor, ROTC instructor, business owner, and community leader have shaped the way I approach challenges, relationships, and opportunities to help others.

I chose Modern Woodmen because…

I appreciate its emphasis on relationships, community involvement, and helping members prepare for the future. Having spent much of my life in service to others, I value being part of an organization that recognizes the importance of giving back and making a difference beyond the workplace.

The best part of my career is…

the people I get to meet and the relationships I build along the way.

A favorite moment in my career was when…

I saw the confidence people gain when they finally understand something they once found intimidating. Those moments remind me why I value education and open conversations.

“Be someone who makes a difference, not just someone who makes a living.”
At home

At home

At home

My life outside of work

My family includes…

my significant other, Michael; my three children; and my grandbaby. They keep life interesting, keep me grounded, and give me plenty of reasons to be proud.

In my free time, you can find me…

exploring new roads and sightseeing on a motorcycle, watching sports or a good concert, spending time with my family, or finding an excuse to get out and do something new. I enjoy a good adventure, and I'm always up for taking the scenic route.

I’m passionate about…

my family, serving my community, and helping people learn and grow. I enjoy meeting people from different backgrounds, hearing their stories, and finding ways to make a positive difference. I'm also a firm believer that there's always something new to learn, no matter how much experience you have.

My greatest blessing is…

my family, without a doubt. Watching my children build their own lives and getting to experience the world are things I never take for granted.

My personal motto is…

Educate. Empower. Protect. I believe knowledge gives people options, confidence helps them move forward, and the right support can make a real difference.

My hidden talent is…

I'm still waiting for someone to tell me what my hidden talent is! In the meantime, I'll go with jumping into a new challenge, figuring things out as I go, and somehow making it work.

Also…

I was born and raised in Puerto Rico and spent 23 years serving in the U.S. Army before transitioning into the financial services industry. Today, I'm proud to call Colorado home. I'm actively involved in my community through nonprofit work, leadership roles, and mentorship. I enjoy connecting with people, supporting initiatives that make a difference, and finding ways to give back. I try not to take life too seriously, but I take my commitments to others seriously.

Community impact

In the community

In the community

My local community impact

I have lived in my community…

for eight years.

What I like best about my community is…

the people. I appreciate being surrounded by individuals who care about helping others, supporting local businesses, and creating opportunities for the next generation.

I’m a member of…

I serve as Chairwoman of the Colorado Springs Hispanic Chamber of Commerce and am a member of the United States Hispanic Business Council. I'm also involved in nonprofit initiatives, entrepreneur education programs, and mentorship opportunities supporting military members transitioning to civilian life.

My favorite volunteer activities are…

I enjoy mentoring others, supporting educational initiatives, and helping people access opportunities to grow personally and professionally. I especially enjoy working with programs that support veterans, entrepreneurs, and members of the Hispanic community

It’s very important to me to support my community. My favorite Modern Woodmen programs are:

volunteering alongside other Modern Woodmen members.

Also…

I enjoy finding ways to contribute to my community and support the people who make it special.

Current insights

Current insights

Whether you're trying to decode retirement acronyms, make sense of life insurance terminology, or simply figure out where to start, you don't have to navigate your finances alone. What financial topic keeps you up at night? Share in the comments below!

Retirement can feel scary, especially when there are so many unknowns. Whether you’re wondering if you've saved enough, thinking about healthcare costs or just trying to figure out where to begin, you're not alone. I’m here to help you every step of the way!

You’ve probably heard it before: build an emergency budget. But why does it matter? Think of it as your rainy day fund – the cushion you fall back on when life doesn’t go as planned. A good rule of thumb? Save enough to cover 3–6 months of essential living expenses to help when surprises happen. What’s the last thing your emergency budget helped cover? Share below!

When it comes to your finances, the choices you make today can have a lasting impact tomorrow. Swipe through for a few financial tricks to avoid and treats worth adding to your plan.

Contact

Contact me

Let’s connect

We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

Your financial goal(s)
I’m interested in learning more about:
Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.

Securities and advisory services offered through MWA Financial Services Inc., a Registered Investment Adviser and a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC. Products are available in most states. Individual representatives may not be licensed to sell or offer all products or services. Check the background on either the firm or the representative on FINRA’s BrokerCheck.

Let’s plan together for…

Please select…

Select a financial goal from the drop-down menu to find helpful tips and articles.

Cookie Settings