Allison H Tuthill | Modern Woodmen Financial Representative

Allison H Tuthill

Allison H Tuthill

Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

Contact Allison H Tuthill
At work

At work

At work

Why I do what I do

Why I do what I do

Walking through life with people is the most rewarding career I could possibly imagine.

I serve members in…

Hampton Roads and the Outer Banks communities. I'm also always looking for an excuse to visit your state!

I can help you plan for life using a variety of tools, including…

life insurance, annuities, stocks, bonds, ETFs, mutual funds, variable annuities, and investment advisory services.

I enjoy working with…

families, business owners (especially small-business owners), individuals approaching retirement, women, military members and first responders.

I attended…

William and Mary; Universitaet Kassel, Hesse, Germany, (Fulbright Scholar attached to the Brothers' Grimm Archives); and the University of Virginia.

Before Modern Woodmen, I…

was a French teacher for 14 years, worked in advertising for six years, was a practice manager for five years, and was at a different broker-dealer for three years.

I chose Modern Woodmen because…

it is a strong organization with 143 years of history heavily focused on holistic support for its members, a deep focus on giving back to the community, and a record of treating employees like family.

The best part of my career is…

helping members have peace of mind, understand their finances, and communicate those to their loved ones.

A favorite moment in my career was when…

listening to members express hopes and dreams and watching their spouses learn new things about them.

Also…

before I began working in financial services, I thought the industry was about numbers and money. After I started working in the industry, I realized it's about people, relationships and community – and that's why I love it so much!

“"As for the future, your task is not to foresee it, but to enable it." - Antoine de Saint-Exupéry”
At home

At home

At home

My life outside of work

My family includes…

my fiancé, Chris; our silver Labrador retriever, Smokey; my father, Jim; mother, Cheryl; sister, Amy; her husband, Michael; and their children, Elora and Boaz.

In my free time, you can find me…

seeing live music, particularly at the Tap Shack in Duck, North Carolina; Avalon Pier in Kill Devil Hills, North Carolina; and New Realm Brewing Company in Virginia Beach. You'll also find me playing Puzzles & Survival as Commander UmphLovesWar in the Wraiths of Smaug alliance in State 831.

I’m passionate about…

faith, family, community, my home state (Virginia, Mother of Presidents), the Outer Banks, live music and local businesses, which I love promoting and supporting.

My greatest blessing is…

my faith in God; my partner, Chris; my father, Jim; and our dog, Smokey.

My personal motto is…

"Attention is the rarest and purest form of generosity." – Simone Weil

My hidden talent is…

I have an unusual knack for connecting seemingly unrelated dots and helping people make sense of complex situations. My superpowers are pattern recognition, translating complexity into clarity, finding the right people, turning chaos into a plan, and seeing systems rather than isolated problems.

Also…

I'm a French philosophy nerd, Fulbright Scholar, Star Wars fan, live music enthusiast (Umphrey's McGee, Phish, Widespread Panic, Spafford, and moe.), AI thought leader, community builder, professional dot-connector, systems thinker, and lifelong learner.

Community impact

In the community

In the community

My local community impact

I have lived in my community…

my entire life. I was born and raised in Virginia Beach and have owned my home for over 23 years. My grandmother built my home in Southern Shores, North Carolina, over 40 years ago.

What I like best about my community is…

how many wonderful places there are to eat, walk, socialize and enjoy live music outdoors.

My favorite volunteer activities are…

with the organizations my family supports, particularly JCOC, PIN Ministries, Seton House, Samaritan House, and Crisis Pregnancy Center.

It’s very important to me to support my community. My favorite Modern Woodmen programs are:

our Hometown Hero events and any other events we attend alongside other organizations while providing volunteers or material and financial support.

Current insights

Current insights

TUESDAY, SEPTEMBER 29: "THAT MAKES SENSE" IS NOT THE SAME AS "I UNDERSTAND" Have you ever read an explanation and thought: "Ohhhhh. Yes. That makes perfect sense." Then five minutes later tried to explain it to someone else and discovered that it apparently it did NOT make quite as much sense as you thought. 😂 There is an important difference between recognizing an explanation and being able to reconstruct the understanding yourself. AI may make that distinction increasingly important. Generative AI is extraordinarily good at producing fluent, coherent explanations. And fluency can create a powerful feeling of comprehension, but researchers studying AI-supported learning are beginning to describe a calibration problem: Students can mistake recognition for understanding, fluency for mastery, and coherence for justification. One way to test that is surprisingly old-fashioned. Close the tool. Now explain the idea yourself, give an example, maybe apply it somewhere new, or explain why an alternative answer is wrong. Then, identify what you still don't understand. These are different states of knowledge. That doesn't mean AI explanations are bad. A wonderful explanation can be exactly what helps something click. But perhaps education needs to teach children to ask: "Do I understand this—or do I understand it only while I'm looking at the explanation?" And by the way, don't mistake this scenario as a result of AI being used by students. It's been going on for at least 15-20 years now. Students do often mistake recognition for understanding. If you don't know the fact, information, vocabulary, etc, AND can't USE the information, you do not understand it. Question: Have you ever thought you understood something until you had to explain it yourself? #Tuesday #TuesdayTips #September #Fall #AI #ArtificialIntelligence #Education #Learning #Metacognition #CriticalThinking #CognitiveScience #AILiteracy #FutureOfEducation #HumanCenteredAI

Protection is about your family, your future, and the community you help build every day. Take a moment to think about what you've worked so hard for and how you can protect it. #LIAM2026

MONDAY, SEPTEMBER 28: WHO IS DOING THE THINKING? Last week, I kept coming back to one question: What is the work FOR? This week, I want to add another: Who is doing the thinking? Because AI creates an unusual problem for education -- A student can participate in producing something intellectually sophisticated without necessarily possessing the understanding represented by the finished product. That's not an entirely new concern. Remember Cliff Notes? (Yes, I'm Gen X). Students have always copied. Parents have always "helped" too much. Some group projects have always contained one child doing approximately 97% of the work. 😂 There's always been a way to try and shorten, avoid, or bypass some part of the work. I remember reading in college that students in a particular country's universities would remove pages of books in the library, thus making it difficult or impossible for their classmates to read them. But AI dramatically expands the scale and subtlety of the problem. The student may genuinely participate in the back and forth with the AI -- They write the prompt, read the answer, ask for revisions, choose between options, change some words, maybe they even disagree with parts of it. But how much of the underlying reasoning belongs to them? Increasingly, I think we need to distinguish between participating in the production of an answer and possessing the understanding required to produce, explain, evaluate, and defend it. Those aren't necessarily the same thing. And whether we like it or not, some memorization, practicing and recall of facts or information or vocabulary is likely to be necessary. So perhaps one of the simplest tests of AI-assisted learning is: "Okay. Now explain it to me without the AI." Not as punishment, as information. Because if we want to know whether learning occurred, eventually we have to look beyond the artifact and back at the learner. Question: How would YOU tell whether someone genuinely understands something rather than simply recognizing a good explanation? #Monday #MondayMotivation #September #Fall #AI #ArtificialIntelligence #Education #Learning #CriticalThinking #Metacognition #AILiteracy #EdTech #FutureOfEducation #HumanCenteredAI

Looking for a loving way to help build a solid foundation for your kids' or grandkids' financial futures? I can help, let's connect. Call me anytime, or just schedule some time using this link: https://calendly.com/allisonhopetuthillmwa

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Contact me

Let’s connect

We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

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Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.

Securities and advisory services offered through MWA Financial Services Inc., a Registered Investment Adviser and a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC. Products are available in most states. Individual representatives may not be licensed to sell or offer all products or services. Check the background on either the firm or the representative on FINRA’s BrokerCheck.

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