Myth: You don't need to save for retirement until you're older. Fact: The earlier you start, the more time your money has to grow through compound interest. Starting early can significantly increase your retirement savings. Contact me to get started today! (Based on a hypothetical situation. For illustrative purposes only, not meant to depict any actual product. Source: LIMRA Secure Retirement Institute, 2018)

The first three women employed by the Modern Woodmen “head office” were Lee Read, Cora Carr and Mary Fay Hawes, back in 1894. All three women started as clerks. Cora was the first to be employed full time and Mary went on to become an auditor. #Modernpioneers

Myth: You shouldn't talk about money problems with others. Fact: Discussing financial issues with trusted individuals (like me!) can provide support, advice and new perspectives, helping you manage your finances better.

Myth: All debt is bad. Fact: Not all debt is harmful. While high-interest debt like credit card balances can be detrimental, low-interest debt such as mortgages or student loans can be beneficial if managed properly. Learn more about the different types of debt: https://www.modernwoodmen.org/financial-planning/savings/clearing-the-fog/