Caroline Lupo


Caroline Lupo


Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

Contact Caroline Lupo
At work

At work

At work

Why I do what I do

Why I do what I do

I’m passionate about helping my members determine their financial goals. We work together to create a plan based on their unique needs.

I serve members in…

Randolph, Chatham, Guilford, Lee, Moore and surrounding counties.

I can help you plan for life using a variety of tools, including…

life insurance, annuities, mutual funds and variable annuities.

I enjoy working with…

small-business owners and their employees, newlyweds, families, and those approaching retirement.

I attended…

Chatham Central High School in Bear Creek, NC. I followed my high school career by attending the University of North Carolina at Greensboro, where I obtained my Bachelor of Business Administration. Later, I decided to advance my education by attending Fayetteville State University, where I obtained my Master of Business Administration with a concentration in finance in May 2022.

I am very proud of…

my professional accomplishments, including work, school and raising my three children.

Before Modern Woodmen, I…

was a marketing consultant for an online web marketing firm.

I chose Modern Woodmen because…

I believe in the organization -- not only for how it supports members to help them reach their financial goals, but also for how it supports my community and allows me to give back.

The best part of my career is…

helping my members. Whether we're planning for their retirement or protecting their families with life insurance, I feel good knowing I helped make a positive impact on their lives.

A favorite moment in my career was when…

I understood just how important the plans I help members create can be. Prepping for future financial plans has allowed many of my members to achieve their goals, while also offering needed financial protection for life's what-ifs.

“I’m passionate about helping my members determine their financial goals. We work together to create a plan based on their unique needs.”
At home

At home

At home

My life outside of work

My family includes…

myself and my three children - Camden (13), Colten (8) and Colby (3).

In my free time, you can find me…

at my kids' baseball and basketball games, volunteering in our community or spending quality time with my friends and family.

I’m passionate about…

my family and friends. I also love the Duke Blue Devils and the Carolina Panthers!

My greatest blessing is…

my health and my three beautiful children.

My hidden talent is…

I love to sing! I have been singing ever since I was a little girl, and my love for music has never left.

Community impact

In the community

In the community

My local community impact

I have lived in my community…

for the past nine years.

What I like best about my community is…

the amazing people you encounter. It's home, and it always will be. People genuinely care for one another and give back to make this community great.

My favorite volunteer activities are…

hands-on activities where I can see the results of my hard work, anything where I can help children and anything where I can bring my kids to teach them the importance of giving back to our community.

It’s very important to me to support my community. My favorite Modern Woodmen programs are:

Matching Fund projects to raise money for those in need.

My favorite memory from a fraternal event is…

when we raised $3,000 by hosting a barbecue dinner to help a local family. A member of the family is a victim of cancer, and the money helped offset medical expenses.


In 2022 I was awarded with the inaugural Fraternal Excellence Award with Modern Woodmen. This was a huge accomplishment for me and something I will always treasure! I look forward to continuing my fraternal endeavors and serving my community for years to come.

Current insights

Current insights

Are you ready to take a step towards a secure financial future? I can help.


Contact me

Let’s connect

We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

Your financial goal(s)
I’m interested in learning more about:
Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.

Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC. Products are available in most states. Individual representatives may not be licensed to sell all products. Check the background on either the firm or the representative on FINRA’s BrokerCheck.

Let’s plan together for…

Please select…

Select a financial goal from the drop-down menu to find helpful tips and articles.

Cookie Settings