The holidays are magical, but they don’t have to be expensive. Here are four quick tips to help you celebrate without breaking the bank. 1. Set a budget to stick to. 2. Make a gift list and prioritize. 3. Shop early to avoid last-minute splurges. 4. Go with DIY gifts and decorations to add a personal (and affordable) touch. Looking for more tips? Let's discuss.

#MotivationMonday

Applications for the Modern Woodmen scholarship program are now open! Exclusively for member students, this two-part program includes a scholarship competition for high school seniors and a competition for members ages 21 and up. High school seniors: www.modernwoodmen.org/scholarships-hs 21 and up: www.modernwoodmen.org/scholarships21

Back in the day, members used unique ways to express the need to prepare for the unexpected. Goggles (called "hoodwinks") were sometimes worn by a new member as part of an initiation ritual. Pins (push buttons) on the goggles changed the color seen through eyepieces from black to red, open and closed. This prop showed that things change throughout your life. #ThrowbackThursday