It's time to consider scheduling your annual review for next year, before the holiday craziness kicks in. Schedule an appointment with me today! https://calendly.com/daryntrogdonmwa/annual-review

Modern Woodmen is partnering with Wreaths Across America to remember and honor veterans by laying wreaths on their graves this December. You, your family and friends can help honor our fallen heroes by volunteering at one of our local cemeteries. (And/or you can sponsor a wreath to be placed on a gravestone at Arlington National Cemetery. Modern Woodmen will match each purchase, wreath for wreath, doubling your impact.) Learn more: Wreathsacrossamerica.org/modernwoodmen

Holiday spending doesn't have to break the bank. Here are some tips to keep your budget on track. • Set a spending limit for gifts. • Look for deals and discounts. • Use a cash-only system. • Consider experiences instead of gifts. The main thing to keep in mind is to have a plan and stick to it. Reach out to me for more tips on how you can save!

In the season of gratitude, I'd like to express how truly appreciative I am for my members and my community. I wouldn’t be able to do what I love without your trust and support. Thank you for allowing me to be a part of your financial journey.