When was the last time you reviewed your beneficiary information? As the seasons shift, it’s the perfect time to reflect on life’s changes. Whether it’s a new addition to the family, a change in relationship or simply time for a refresh, it's important to update your information so it matches your current wishes. Need help reviewing? Schedule a meeting with me today.

At Modern Woodmen, we believe that financial success starts with the right mindset. Whether you're planning for retirement, saving for college, or building wealth, your outlook can shape your outcomes. Here’s how to shift your thinking to support your goals: 🧠 1. Reframe Your Beliefs About Money Instead of thinking “I’ll never get ahead,” try: “I’m learning to make smart financial choices every day.” Small mindset shifts like this can lead to big changes in behavior and confidence. 😊 2. Focus on Positivity • Celebrate small wins—like paying off a credit card or sticking to a budget. • Surround yourself with people who support your goals. • Limit exposure to financial stressors like negative news or comparison. 🎯 3. Embrace Growth Financial success is a journey, not a destination. • Mistakes aren’t failures—they’re learning opportunities. • Stay curious and open to new strategies, tools, and advice. 🙏 4. Practice Gratitude • Reflect on what’s going well in your financial life. • Gratitude helps reduce stress and keeps you focused on progress. 🛠️ 5. See Money as a Tool Money isn’t just numbers—it’s a tool to help you live the life you want. • Use it intentionally to support your values and goals. • Every decision, no matter how small, moves you forward. ✅ Why It Matters When you approach your finances with confidence, clarity, and purpose, you’re more likely to stay consistent, make informed decisions, and reach your goals.

Modern Woodmen is partnering with Wreaths Across America to remember and honor veterans by laying wreaths on their graves this December. You, your family and friends can help honor our fallen heroes by volunteering at one of our local cemeteries. (And/or you can sponsor a wreath to be placed on a gravestone at Arlington National Cemetery. Modern Woodmen will match each purchase, wreath for wreath, doubling your impact.) Learn more: Wreathsacrossamerica.org/modernwoodmen

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