Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.
About Us
Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.
We can help you meet your current needs, achieve your future dreams and plan for all stages of life.
Planning for Life
What we do tomorrow is the product of what we accomplish now.
Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.
Our Products
Browse our helpful tips and articles to understand what’s important to you and your loved ones.
When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.
My Membership
Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.
Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.
Contact Grace Braatz-Opper
Why I do what I do
I'm deeply passionate about working alongside my members to help them achieve their financial and life goals.
I serve members in…
Michigan, Colorado, South Carolina, Arizona, and Ohio.
I attended…
Northwood University.
My family includes…
my husband, Caleb.
In my free time, you can find me…
playing pickleball, traveling and spending time with family and friends.
My personal motto is…
"What you do today is very important because you are exchanging a day of your life for it."
What I like best about my community is…
there are always opportunities to meet new people, visit new places, and explore.
It’s very important to me to support my community. My favorite Modern Woodmen programs are:
Matching Fund projects to raise money for those in need.
Retirement planning and distribution is confusing – but I can help you make sense of it. Let's talk.
Questions? I've got the answers. Understanding financial basics is key to achieving financial freedom. What financial fundamentals do you wish you understood better? Let me know in the comments.
What about you? Do you have enough life insurance? Would your family be well taken care of if they lost you tomorrow? As always, I'm here to help you review your financial needs. Let's talk.
We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.
Select a financial goal from the drop-down menu to find helpful tips and articles.
