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Did you know? In 1909, Modern Woodmen opened a tuberculosis sanatorium that served more than 12,000 members. Years later, we provided support to families affected by the polio epidemic. Helping members through uncertain times has been part of who we are for generations. Learn more: https://www.modernwoodmen.org/about-us/financial-strength/persevering-through-uncertain-times/?utm_source=hearsay_site&utm_medium=1210094&utm_campaign=3300221

Back-to-school budgeting changes with every grade. · Elementary: Shop sales and reuse supplies when you can. · Middle school: Plan for sports, clubs and extracurricular costs. · High school: Budget for activities, technology and driving expenses. · College: Track spending on books, housing, food and transportation. What's your best back-to-school money-saving tip? Share below!

Getting ready for college? Setting up your dorm doesn't have to drain your budget. Try these thrifty dorm-room tips: 1. Coordinate with your roommate to avoid buying duplicates. 2. Check thrift stores, garage sales and community marketplace groups for essentials. 3. Bring only what you know you'll use. 4. Look for student discounts on school supplies and décor. 5. Focus on needs first, then add personal touches over time. What's the best money-saving dorm hack you've discovered? Share in the comments!