Mother's Day was created by Philadelphia teacher Anna Jarvis to honor her mom. But did you know that Modern Woodmen helped bring it to a national level? Modern Woodmen leaders loved Anna’s vision and encouraged members to celebrate. They held a Mother's Day celebration on May 10, 1908 - four years before Congress formally declared it a holiday in 1913. #ModernSince1883

Taking the first step in your financial journey starts with life insurance. Do you have coverage? Check out our life insurance calculator to get an idea of how much you may need, then schedule a meeting with me to discuss! www.modernwoodmen.org/life-insurance-calculator #Modernsince1883

Myth: You don't need an emergency fund if you have credit cards. Fact: Relying on credit cards for emergencies can lead to high-interest debt. An emergency fund provides a financial cushion without the added burden of interest payments.

Looking for ways to save money this Earth Day (and beyond)? Try these four eco-friendly financial habits. 🍃 1. Reduce energy consumption. Save on utility bills by using energy-efficient appliances and turning off lights. 2. Use public transportation. Save money on gas by using public transit, biking or carpooling. 3. Buy second-hand. Purchase used items to reduce waste and save money. 4. Conserve water. Install water-saving fixtures and be mindful of usage to lower your bill.