Jo Adcock


Jo Adcock


Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

Contact Jo Adcock
At work

At work

At work

Why I do what I do

Why I do what I do

I chose this career because I am a widow. I have experienced firsthand the value of a good financial plan that starts with the foundation of life insurance. Had my husband listened to me when I said we couldn't afford life insurance, I would have lost my home within two months after he unexpectedly died at the age of 43.

I serve members in…

many states around the U.S. I am licensed in six states, North Carolina, Maryland, Virginia, Delaware, Colorado and Nevada.

I can help you plan for life using a variety of tools, including…

life insurance, annuities, mutual funds and variable annuities.

I enjoy working with…

all individuals. From young adults who need to establish a financial plan, to the elderly who need a trustworthy agent who will not take advantage of them. I bring over 50 years of life experience to help educate my members in all facets of finance. It is my priority to help my members and their families be prepared for life and the unexpected.

I attended…

Montgomery College as an adult and received an associate degree. I also attended the university of hard knocks and learned some of the most important lessons in life through trial and error.

I am very proud of…

having served the members of Modern Woodmen for over 14 years. I am also honored to have been awarded the Gold Award and Quality Service Award from the National Association of Fraternal Insurance Counselors (NAFIC).

Before Modern Woodmen, I…

worked within the Bell System for 11 years. I surrendered my position to raise children, however, in the 14th year of stay-at-home motherhood, I was unexpectedly widowed in a nine-hour time frame. Forced back into the workforce after the insurance money ran out, I worked full-time as an accounts receivable rep before being let go in the economic downturn of 2008. Fortunately, my prayers for employment were answered and Modern Woodmen found me!

I chose Modern Woodmen because…

it fell in my lap a week after I started looking for a job, and having just lived the Modern Woodmen story, I knew it was a perfect fit. With Modern Woodmen I found a family, and I've stayed with them because it's the most well-run organization I have ever dealt with, both personally and professionally. Modern Woodmen's motto is, "We exist for our members." I have come to learn over the past 14 years the motto is a true story!

The best part of my career is…

helping people feel they have all their bases covered. Before the death of my husband, we had nothing in order, and it took me forever to get it all straight after his passing. The paperwork nightmare was only trumped by the huge financial loss I incurred because I was uneducated about his investments. It became my priority to help educate folks, especially women, in all things financial, and to put plans in place for their financial well-being, both now and in the future. THAT is why I do what I do.

A favorite moment in my career was when…

within two weeks of each other, three of my elderly client couples called to take me to lunch to thank me for the help I had given them and the thousands of dollars I had saved them.


after 14 years of service with Modern Woodmen, I can happily say I still very much enjoy what I do. I have helped hundreds of people get control of their finances and helped countless folks rest easy now that their affairs are in order. That's huge for me, and it makes me smile knowing my efforts have affected so many.

“I enjoy working with all individuals. From young adults who need to establish a financial plan, to the elderly who need a trustworthy agent who will not take advantage of them. I bring over 50 years of life experience to help educate my members in all facets of finance. It is my priority to help my members and their families be prepared for life, whether dead or alive.”
At home

At home

At home

My life outside of work

My family includes…

my best friend and partner in crime, my three children, one son-in-law, and four grandchildren. I have a beautiful german shepherd, Vika, and Daja, the cat. My extended family reaches far and wide, both blood relatives and those from another mother!

In my free time, you can find me…

at the beach or on the boat, on the golf course, gardening, painting and making jewelry. I also spend a considerable amount of time with my friends and family.

I’m passionate about…

children, education and healthy eating.

My greatest blessing is…

the wisdom I have acquired over the years and the lessons I have learned.

My personal motto is…

approach everything with love in your heart.

Community impact

In the community

In the community

My local community impact

I have lived in my community…

for 15 years.

What I like best about my community is…

the Salt Life and being around some of the most kind and genuine people I've ever met. Living on the coast near the ocean is a lifelong dream I turned into reality. While I miss being a hop, skip and a jump away from my family and friends up north, the stress-free way of life here in the south has helped make it easy to call this place home!

I’m a member of…

the Greater Topsail Chamber of Commerce.

My favorite volunteer activities are…

giving of my time to help keep the elderly safe from fraud, and any projects that directly benefit my area schools.

It’s very important to me to support my community. My favorite Modern Woodmen programs are:

our Fraternal events - specifically the Matching Funds and Service Projects. Modern Woodmen has enabled me to help numerous groups raise money for programs such as teacher grants, protecting pets and building a national memorial to honor the thousands of Marines who have served our great country. Through our Service Projects I have assisted with food pantries, homeless shelters, school libraries, education programs, battered women and children programs, beautifying my communities, and so much more.

My favorite memory from a fraternal event is…

riding in a poker run while raising money to buy equipment for the new fire engine in town. And I cannot lie, driving the beer cart for the annual Carolina Museum of the Marine golf tournament fundraiser is always great fun!

Featured story

Featured story

Featured Story Image

The Heart of the Matter

Modern Woodmen's Fraternal side has allowed me to give my time and energy to improve the lives of those in and around my community. I am thankful for the millions of dollars they put forth to help me achieve what really matters. It is heartwarming to drive through the communities I have served to see the impact myself and other Modern Woodmen members have made through the years!

Current insights

Current insights

They say you can't put a price on a good education – but those saddled with student loans may disagree. I can help you more effectively manage and pay off your debt. Let's talk.

Retirement planning and distribution is confusing – but I can help you make sense of it. Let's talk.

As we celebrate mothers this month, let's not forget about the ultimate gift: financial wellness. Life insurance is the foundation of every solid plan. Let's talk.

Going on vacation this summer? Whether you're hopping on a plane or sticking closer to home, I can help you budget and save to make your travel dreams a reality. Let's talk.


Contact me

Let’s connect

We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

Your financial goal(s)
I’m interested in learning more about:
Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.

Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC. Products are available in most states. Individual representatives may not be licensed to sell all products. Check the background on either the firm or the representative on FINRA’s BrokerCheck.

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