I will not let distance keep me from helping you in this uncertain time. Contact me today, and we can schedule a time to meet virtually. I am here to help now and through all stages of your life.

Make 'em say, "Ooooh!" with a life insurance plan for even the littlest pumpkins in the patch. Let's talk.

Had a great time at the Taste of Arcadia with a few of my Modern Woodmen members! Can’t wait for more events with my members!

How Recent Rate Cuts Can Increase Your Discretionary Income With the Federal Reserve cutting interest rates in September 2024, homeowners and investors have a unique opportunity to increase their discretionary income through refinancing. When rates drop, refinancing your mortgage or loans at a lower interest rate could significantly reduce your monthly payments. This means more financial flexibility for spending, saving, or investing! Why now? The rate cut signals that the period of high inflation is likely behind us, creating a more stable economic environment for consumers. As markets adjust, this is a great time to evaluate your current financial situation and see how refinancing can benefit you. What should you do with the extra cash? Consider using a portion of your new discretionary income to protect your family or mortgage. Whether it's purchasing life insurance, setting up a rainy-day fund, or securing mortgage protection, these steps can provide peace of mind and financial security for the future. Curious about the bigger picture? Wondering how you can protect your financial future? Let's connect! #Refinancing #InterestRates #FedRateCut #FinancialSecurity #MortgageProtection #LifeInsurance #PersonalFinance #EconomicUpdate