Modern Woodmen members – If you suffered major damage due to the recent ice storm, you may qualify for the Financial Relief Fund. This member program pays life insurance premiums for a limited period of time, when there is a significant financial hardship due to a natural disaster. Contact me for more information.

Life can feel steady, and for many of us, especially teachers and families, things seem like they’ll stay the same. But sometimes life changes sneak up quietly. That’s why an annual check-in on your policies, pensions, and plans matters. It’s just a few minutes to make sure everything still works the way you expect - so when life does change, you’re ready.”

Finding Your Income Replacement #

Teachers: income replacement isn’t about replacing your salary.... it’s about replacing what your household actually needs. Many teachers take home $3,000–$6,000/month depending on district and deductions. In today’s short video, I break down how to find your “replacement number” in 3 steps. Comment REPLACE to get your own custom calculation using your numbers.

How do you turn your retirement savings into steady, predictable income? Your retirement savings can work like a monthly paycheck — but only with the right strategy in place. A good income plan can help you: - Create reliable monthly income - Reduce stress during market swings - Make your savings last - Feel confident about your retirement timeline If you want help building your retirement income strategy, I’m here for you.