Stand among heroes. Honor their legacy. Be part of something bigger. Join fellow Modern Woodmen members on Dec. 13 for National Wreaths Across America Day. You and your guests will place live balsam wreaths on veteran's headstones – a heartfelt gesture of remembrance and gratitude. wreathsacrossamerica.org/ModernWoodmen

The holidays are magical, but they don’t have to be expensive. Here are four quick tips to help you celebrate without breaking the bank. 1. Set a budget to stick to. 2. Make a gift list and prioritize. 3. Shop early to avoid last-minute splurges. 4. Go with DIY gifts and decorations to add a personal (and affordable) touch. Looking for more tips? Let's discuss.

Applications for the Modern Woodmen scholarship program are now open! Exclusively for member students, this two-part program includes a scholarship competition for high school seniors and a competition for members ages 21 and up. High school seniors: www.modernwoodmen.org/scholarships-hs 21 and up: www.modernwoodmen.org/scholarships21

Retiring in the beginning of 2026? Meet with me before the holiday rush! I can help you get everything in line for your exciting milestone.