There’s no better gift than a love of reading. With Modern Woodmen’s member-exclusive Birthday Book Club program, your child can receive a free book every year on their birthday – sparking curiosity and imagination along the way. https://www.modernwoodmen.org/my-membership/member-benefits/birthday-book-club/?utm_source=hearsay_site&utm_medium=1867409&utm_campaign=3275243

Looking to have fun while saving money this summer? Here are five ideas to do with the littles in your life! 1. Backyard scavenger hunt: Create a simple list (flowers, bugs, rocks) and let kids explore. 2. Picnic at a park: Pack snacks from home and make it an outing. 3. Library programs: Participate in free summer reading challenges and events. 4. Sidewalk chalk art contest: Encourage kids to decorate the driveway or sidewalk. 5. Volunteer together: Pick up litter in a park or choose another simple activity.

You’ve probably heard it before: build an emergency budget. But why does it matter? Think of it as your rainy day fund – the cushion you fall back on when life doesn’t go as planned. A good rule of thumb? Save enough to cover 3–6 months of essential living expenses to help when surprises happen. What’s the last thing your emergency budget helped cover? Share below!

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