Final Wishes Resources | Modern Woodmen

As we gather with loved ones and reflect on what matters most, it's the perfect time to plan ahead. Our Final Wishes Resources help members make thoughtful decisions about end-of-life planning – so your family can focus on celebrating life, not navigating uncertainty. Ask me how to order yours.

Retiring in 2026? Here are three year-end retirement planning tips to help you make the most of your finances before the calendar flips. 1. Maximize retirement contributions. Boost your 401(k), IRA and HSA savings before limits reset! 2. Delay Social Security (if you can). Waiting equals bigger monthly checks later. 3. Review and update your wills, trusts, powers of attorney and health-care directives. Meet with me to discuss!

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Members, there's still time for you and your family and friends to join us on our West Coast cruise! Cabins are almost full. Don't miss out on this exciting adventure in Cabo! https://na.eventscloud.com/CaboCruise/

Looking for a meaningful gift this holiday season? Set your grandchildren up for lifelong security with life insurance designed just for them. · Lock in low rates while they’re young. · Protect their future insurability. · Build cash value for college, a first car, or other milestones. Let’s talk about how you can give peace of mind that lasts a lifetime.