Surprise your loved ones with an unforgettable travel experience this holiday season! Join fellow Modern Woodmen members for a discounted, hassle-free West Coast cruise, Feb. 27-March 4, 2026. Deposits are fully refundable until Dec. 19. Book today! https://na.eventscloud.com/CaboCruise/

This season, consider giving something truly priceless: peace of mind. Life insurance isn’t just a policy. It’s a promise to protect the people you love most. Whether it’s securing your children’s future, covering unexpected expenses or simply showing you care, life insurance is a gift that keeps giving. Let's meet to discuss your options.

Thanksgiving is about appreciating the people around you and being grateful for the things you have. Here are four ways you can help spread cheerful vibes to our community. 1. Deliver meals to seniors to bring holiday cheer. 2. Write thank-you notes for veterans, health-care workers or teachers. 3. Support a family in need by sponsoring a Thanksgiving meal. 4. Create care packages for homeless shelters or deployed troops. Members, did you know you can apply for a Do-Good Grant®️ to create one of these projects? Ask me how! https://www.modernwoodmen.org/do-good-grant/

Small-business owners – this season, give yourself the gift of financial peace of mind. As the holidays ramp up, so do demands on your business. Now’s the perfect time to think beyond seasonal sales and focus on long-term protection and planning. Modern Woodmen offers tools to help you: · Prepare for unexpected events (like the loss of a key employee). · Set up buy-sell agreements to protect your legacy. · Offer meaningful employee benefits without complex plans. · Understand your business’ true value for future growth. Learn more about how Modern Woodmen can assist and contact me with any questions! https://www.modernwoodmen.org/financial-planning/business-planning/