Ready to take control of your finances in 2026? Here are four tips to get you started! 1. Live within your means. Create a spending plan. 2. Save then spend. Make saving automatic. 3. Start now. It’s always better than starting later. 4. Outpace inflation. The longer you live, the more you need to do so. I can help! Schedule time to meet with me.

At Modern Woodmen, our brand colors tell a story. In our early days, members would have jewelry decorated with red (representing life, action), white (pure intentions) or green (eternal life) enamel. Today, our official colors are blue and green, often depicted through sky and land imagery. This expresses our rural roots, while conveying growth and a positive future.

The right mix of employee benefits can help you maximize productivity while rewarding your team – during and after the holiday season. Together, we can determine what plan makes the most sense for you and your employees. Contact me to talk about how I can help you attract, retain, and reward your jolly and talented team!

Retiring in 2026? Here are three year-end retirement planning tips to help you make the most of your finances before the calendar flips. 1. Maximize retirement contributions. Boost your 401(k), IRA and HSA savings before limits reset! 2. Delay Social Security (if you can). Waiting equals bigger monthly checks later. 3. Review and update your wills, trusts, powers of attorney and health-care directives. Meet with me to discuss!