Hey, members! Your copy of the spring magazine hits mailboxes this week. This issue includes a guide to receiving an inheritance, the story of a member who brought a community garden to life, and our 2025 annual report. What's your favorite story?

Starting early can mean lower costs and added peace of mind – especially if others rely on you financially.

Just like spring rain helps new things grow, planning ahead helps your family flourish in the future. Life insurance provides comfort, protection and the promise of brighter days ahead. Let's get through the rainy days together.

A thriving retirement takes the same care as a well‑tended garden. Here are a few simple ways to help your savings bloom. · Plant early: Even small contributions grow with time. · Fertilize regularly: Increase your contributions a little each year. · Pull the weeds: Reduce unnecessary expenses and redirect that money into savings. Meet with me to get started. Your future self will thank you for the harvest.