I was reminded why saving without living isn’t really saving at all…. (In the weirdest way possible) For years, I’ve been saving gift cards for the right time. Finally, I decided to go through my big stack. Found a restaurant I liked. When I went up to the counter to pay, they told me “My gift card was too old. They couldn’t scan it with their system.” All those years of saving… for what? To get told my gift cards is old. And guess what? I have STACKS of gift cards back at home that are probably old too. To be honest, I can’t tell you why I decided to hoard them. Maybe because I wanted to save it for something cooler. (that would never come) Maybe it was because I didn’t want to go out of my way after work…. The excuses go on and on. However, this situation reminds me of frequent conversations I have with my clients. Expressing how they want to go on vacation but don’t have the money. Here’s the thing… They have the money. They feared the what ifs. What if we need that money for repairs? What if we pass and there’s not enough money to pay for the funeral? Yes, it’s important to have funds locked away for emergencies. However, it’s also important to LIVE YOUR LIFE. What else would you use the money on? Take the trip. Try new experiences. Make memories that last a lifetime. --------------- Hi, I'm Jon Dannecker! For over 15 years, I've been helping families, businesses, and individuals plan for the financial future. My door is ALWAYS open, message or call me! #Finance #FinancialPlan #WorkLifeBalance

Vacations make me better at my job. Over the years, I used to never take vacations. I worked every weekend. I stopped going to the gym. I was constantly working. I was burnt out. Exhausted. Always felt like I was three steps behind even with working every day. It was awful. .. It all came to a boiling point. I was overwhelmed. I needed a vacation. So that’s what I did. For 3 days, I didn’t check my emails. I didn’t answer calls. I tried my best not to think about work. Best. Decision. Ever. Not only did I get a much-needed break... I came back more motivated than ever! From now on, I schedule blocks in my calendar for me time. I don’t overload my schedule. I prioritize my hobbies. It’s helped me get better at my job! Don’t underestimate burnout. What do you like to do after work? I like to cook and play tennis! --------------- Hi, I'm Jon Dannecker! For over 15 years, I've been helping families, businesses, and individuals plan for the financial future. My door is ALWAYS open, message or call me! #Burntout #Leadership #WorkLifeBalance #MentalHealth

You just earned another promotion. Last year, you welcomed your first child. Two years ago, you bought a house. However, your 401(k) is still on the same auto selected funds you chose when you first started five years ago…. Look I get it… life gets busy. You have other priorities. Your 401(k) gets pushed to the back burner. It’s a common habit. However, as you are growing… Your finances should be too. They should be adapting with you. With major life events, it’s important to review your finances. Do you have updated beneficiaries? Could you be investing more? Increasing your contributions? Do you have enough coverage if something were to happen? These are all important questions to answer. As life gets busier, your finances should be keeping up. Need help on that journey? Let’s chat. --------------- Hi, I'm Jon Dannecker! For over 15 years, I've been helping families, businesses, and individuals plan for the financial future. My door is ALWAYS open, message or call me! #Finance #FinancialPlanning

To those who have served and continue to serve our country, thank you! ❤️🤍💙 Our office will be closed today in observance of Memorial Day.