"What exactly is this?", I asked the receptionist. I had to take a number to wait my turn (imagine that!). The number was 12B. The number that followed was 14. I was confused by this. It seems that this organization, which administers examinations, doesn't want people to overreact over getting the number 13. Much like some hotels don't have 13th floors. What are your feelings about the number 13?

Does your high schooler know about our college scholarship competition? Our scholarship competition for high school seniors is exclusively for member students. Your child must be a Modern Woodmen member for at least one year as of Jan. 1 of the year the scholarship is awarded. Want to know if your child is eligible? Let's connect. https://www.modernwoodmen.org/my-membership/member-benefits/scholarships-high-school-seniors/

Is your teen going off to college this fall and feeling stressed about their finances? Share these five budgeting tips! 1. Set goals – Save for books, trips, and future expenses. 2. Track spending – Use apps or spreadsheets. 3. Budget smart – Try the 50/30/20 rule. 50% for needs, 30% for wants and 20% for savings. 4. Cut costs – Cook at home, split subscriptions with roommates. 5. Go for free – Attend campus events to save cash! I'm available to answer any questions!

If your child is entering high school, college may seem like a long way off. But now’s the time to prepare for future scholarship eligibility. Give me a call to learn more about Modern Woodmen’s scholarship competition for high school seniors. https://www.modernwoodmen.org/memberprograms/