Joseph Sztapka | Modern Woodmen Financial Representative

Joseph Sztapka

FICF, LUTCF, RICP®, CLF, ChFC®, CLU®
Photograph of Joseph Sztapka

Joseph Sztapka

FICF, LUTCF, RICP®, CLF, ChFC®, CLU®

Regional Director

Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

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About me

About me

Who I am at and outside of work

My family includes…

My wife, Diane, and I have been married since 1985. We have twin sons: Nick, who is married to Michaela and has one daughter, Lenora, and Ryan, who is engaged to his fiancée, Erin.

I'm a member of…

several industry groups, including NAIFA, GAMA, NAFIC and the Society of Financial Services Professionals. I'm also part of many community organizations, including the Sioux Falls Chamber of Commerce, the Sales and Marketing Executives of Sioux Falls, the Holy Spirit Catholic Church and the Holy Spirit men's group.

I'm passionate about…

helping others grow!

In my free time you'll probably find me…

spending time with family and friends, traveling or golfing.

My greatest blessing is…

my family.

“I’m passionate about helping others grow!”

Our team

Our team

Who & how we serve

Our team includes…

our administrative staff, Cheri and Sheila, our four managing partners and our 35 financial representatives.

We serve members in…

South Dakota, North Dakota, Minnesota, Iowa and Nebraska.

We’re passionate about…

changing lives by helping people achieve their goals and dreams, while making a positive impact in our communities.

We focus on…

helping people plan for life, from protection to retirement. We are a full-service financial services provider. Our representatives work to help understand your specific needs and goals and develop a plan to meet them.

We're unique because…

we are a member-owned organization, committed to serving our members and their communities.

Our current career opportunities include…

financial representatives throughout our region.

Also…

We're looking for candidates for Modern Woodmen's Pathway to Leadership program, which grows tomorrow's leaders.

Community impact

Community impact

How we make a difference

We feel it’s important to support the communities we serve because…

we are part of that community. It's our way of giving back and meeting new people!

We feel strongly about supporting our communities at a local level. One way we're able to make a positive impact is through Modern Woodmen activities and programs. We especially enjoy:

working with members of the community and identifying a need, then working together using Modern Woodmen's programs to fulfill that need.

Our philosophy on volunteering is…

best summarized in Modern Woodmen's creed: "There is a destiny that makes us brothers; none goes his way alone; all that we send into the lives of others comes back into our own."

We’re most proud of…

providing over $2 million in fraternal contributions to our South Dakota communities in 2015!

Current insights

Wild about animals | Modern Woodmen

Our national Wild About Animals initiative is coming to an end. Members across the country have had a great time connecting with animals over the past two years. Over 2,000 service projects were completed. In total, chapters across the country partnered with animal-related causes and contributed over $880,000*. https://www.modernwoodmen.org/wildaboutanimals/?utm_source=hearsay_site&utm_medium=1140665&utm_campaign=3099998 Can you guess our 2026 fraternal theme from these emojis? ✏️📒🏫 Stay tuned for more details and events coming soon! *Total includes contributions from chapter and youth service club's Hometown Hero, Matching Fund, and service project events from Jan. 1, 2024 - Dec. 1, 2025.

Learn more

As the year comes to a close, it’s the perfect time to reflect on your career and goals. Did you achieve what you set out to accomplish in 2025? If you’re ready to aim higher in 2026, consider a career as a financial representative! This role offers incredible opportunities to learn, grow, and make a real impact – all while building a future you’re proud of.

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Ready to take control of your finances in 2026? Here are four tips to get you started! 1. Live within your means. Create a spending plan. 2. Save then spend. Make saving automatic. 3. Start now. It’s always better than starting later. 4. Outpace inflation. The longer you live, the more you need to do so. I can help! Schedule time to meet with me.

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#MotivationMonday

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Contact me

Let’s connect

We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.
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How we use your information
Notice of collection for California residents
Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.
Insurance Lic : CA 0M25852

Securities and advisory services offered through MWA Financial Services Inc., a Registered Investment Adviser and a wholly owned subsidiary of Modern Woodmen of America, 1701 1st Avenue, Rock Island, IL 61201, 309-558-3100. Member: FINRA, SIPC. Products are available in most states. Individual representatives may not be licensed to sell or offer all products or services. Check the background on either the firm or the representative on FINRA’s BrokerCheck.

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