Members love the new Birthday Book Club box! In their box, kids receive a free, age-appropriate book along with an activity sheet you can work on together. Want your kids to join? Ask me how!

Myth: You don't need an emergency fund if you have credit cards. Fact: Relying on credit cards for emergencies can lead to high-interest debt. An emergency fund provides a financial cushion without the added burden of interest payments.

Looking for ways to save money this Earth Day (and beyond)? Try these four eco-friendly financial habits. 🍃 1. Reduce energy consumption. Save on utility bills by using energy-efficient appliances and turning off lights. 2. Use public transportation. Save money on gas by using public transit, biking or carpooling. 3. Buy second-hand. Purchase used items to reduce waste and save money. 4. Conserve water. Install water-saving fixtures and be mindful of usage to lower your bill.

Life is full of surprises. Make sure your family’s future isn’t one of them. While rainy days come and go, your family’s financial security should be the rainbow that follows.