Ready to declutter your finances? Here are five tips to spring clean your budget. 1. Conduct your own expense audit. Go through the last one to three months of expenses and locate potential wasteful spending. 2. Cancel or reduce subscriptions. Ask yourself if there are any you can downgrade. 3. Set spending caps. Set limits on a few categories – like eating out, shopping or coffee runs – to remain flexible. 4. Map out irregular expenses. Put money aside for things like car repairs, gifts, home maintenance and travel to prepare for the future. 5. Set one budget goal per month. Examples include reducing food delivery by $80, paying off a bill or building an emergency cushion.

Did you or your student apply for one of the 2026 Modern Woodmen scholarships? Winners will be notified in April. Best of luck and keep following your dreams!

#MotivationMonday

Great night at the Cabot Chamber of Commerce “Bowling for Business” event with this crew. Proud of the team we’re building and the advisors who continue to step up. Grateful to be growing alongside men and women who are committed to serving families, developing themselves, and making an impact in our community. We’re just getting started.