Michael Alcaraz | Modern Woodmen Financial Representative

Michael Alcaraz

Michael Alcaraz

Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

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Current insights

Current insights

As a Modern Woodmen member, you get access to exclusive benefits. Here are a few you can take advantage of now. • Birthday Book Club – Free books to celebrate your child’s big day. • Do-Good Grant®️ – Get $200 to fund a volunteer project. • Final Wishes Resources – Tools to plan and share end-of-life wishes. • PerkSpot – Discounts on travel, electronics, apparel, and more. Ask me for details!

We all start somewhere, and those early savings goals can shape how we think about money today. What was your first savings goal as a kid? Share in the comments!

Hey, members! Have you read your issue of the summer member magazine yet? It features fairy tales retold with life insurance in place and much more! What's your favorite story?

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We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

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Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.
Insurance Lic : CA 4439690

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