Michael Alcaraz | Modern Woodmen Financial Representative

Michael Alcaraz

Michael Alcaraz

Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.

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Current insights

Current insights

Modern Woodmen is partnering with Wreaths Across America to remember and honor veterans by laying wreaths on their graves this December. You, your family and friends can help honor our fallen heroes by volunteering at one of our local cemeteries. (And/or you can sponsor a wreath to be placed on a gravestone at Arlington National Cemetery. Modern Woodmen will match each purchase, wreath for wreath, doubling your impact.) Learn more: Wreathsacrossamerica.org/modernwoodmen

Applications for the Modern Woodmen scholarship program are now open! Exclusively for member students, this two-part program includes a scholarship competition for high school seniors and a competition for members ages 21 and up. High school seniors: www.modernwoodmen.org/scholarships-hs 21 and up: www.modernwoodmen.org/scholarships21

Back in the day, members used unique ways to express the need to prepare for the unexpected. Goggles (called "hoodwinks") were sometimes worn by a new member as part of an initiation ritual. Pins (push buttons) on the goggles changed the color seen through eyepieces from black to red, open and closed. This prop showed that things change throughout your life. #ThrowbackThursday

Retiring in the beginning of 2026? Meet with me before the holiday rush! I can help you get everything in line for your exciting milestone.

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We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.

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Modern Woodmen is licensed to sell life insurance and annuity products in most states. This information should not be considered a solicitation in those states where Modern Woodmen is not licensed.
Insurance Lic : CA 4439690

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