Michael Alcaraz
Michael Alcaraz
Modern Woodmen membership is about relationships. We take time to get to know you and your needs. Get to know me and how we might connect.
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Current insights
Holiday spending got you off track? Let’s help fix that! The holidays are full of joy, but they can also leave your budget feeling stretched. January is the perfect time to reset. · Review your holiday expenses. · Create a realistic monthly budget. · Prioritize paying down any debt. · Set savings goals for the year ahead. A fresh start is just a plan away! Let's meet.
In 2026, Modern Woodmen chapters and youth clubs nationwide are going all in for education! Members will uplift schools, educators and students in communities across the country through hands-on service, donations of supplies and heartfelt recognition of staff. Want to get involved? Contact me for more information.
Just like that perfect cup of coffee, your financial plan can have layers, flavors and ingredients tailored to your taste. · A dash of savings for security. · A shot of budgeting for control. · A sprinkle of insurance for protection. · And a swirl of goals for the future. When blended just right, it’s your recipe for success. Let's meet and start brewing your financial plan today!
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We can help you review your needs and plan for your financial future throughout life. (Learn more about Modern Woodmen's Planning for Life system and products.) Because Modern Woodmen is a fraternal financial services organization, we can also explore the benefits of being a member.
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