A garden doesn't grow overnight. Neither do financial goals. Both require: 🌱Patience 🌱Consistency 🌱Attention Small actions today can help create something beautiful tomorrow.

2026 Members 21 and Up Scholarship Winners | Modern Woodmen

Congratulations to all the winners of the Modern Woodmen scholarship competition. Members age 21 and up were eligible to apply and receive a $1,000 scholarship to help them pursue their educational dreams. View the list of winners here: https://www.modernwoodmen.org/scholarshipwinners-21plus/?utm_source=hearsay_site&utm_medium=1288476&utm_campaign=3225114

Summer fun can add up quickly. ⛱️Vacations 🌭Cookouts 🎾Sporting events 🎓Graduations 💍Weddings A simple budget can help you enjoy the season while staying on track toward your long-term goals.

Hump Day Education Traditional IRA vs. Roth IRA: Which One Is Right for You? When it comes to saving for retirement, understanding your options can make a big difference in your future financial security. ✅ Traditional IRA
• Contributions may be tax-deductible today
• Your money grows tax-deferred
• You pay taxes when you withdraw funds in retirement
• May be a good option if you expect to be in a lower tax bracket later ✅ Roth IRA
• Contributions are made with after-tax dollars
• Your money grows tax-free
• Qualified withdrawals in retirement are tax-free
• May be beneficial if you expect to be in a higher tax bracket in the future The right choice depends on your income, tax situation, retirement goals, and overall financial plan. As a representative with Modern Woodmen of America, I help individuals and families explore retirement strategies that align with their goals. Whether you’re just starting to save or reviewing your current retirement plan, let’s have a conversation about which IRA may fit your needs. 📞 Elizabeth Straub
☎️ 606-369-5532 Retirement planning isn’t about timing the market—it’s about giving yourself more options for the future. Tax issues are complex. Consult your tax professional before making a decision.