As a Modern Woodmen member, you get access to exclusive benefits. Here are a few you can take advantage of now. • Birthday Book Club – Free books to celebrate your child’s big day. • Do-Good Grant®️ – Get $200 to fund a volunteer project. • Final Wishes Resources – Tools to plan and share end-of-life wishes. • PerkSpot – Discounts on travel, electronics, apparel, and more. Ask me for details!

I hope you are taking care! Just an FYI - I have a new cell phone number so please be sure to update it to this number (270) 606-8438.

Myth: If you can’t save a lot, it’s not worth saving at all. Fact: Even small, consistent contributions add up. Saving a little regularly builds habits and creates a foundation for future financial stability.

Small-business owners – this season, give yourself the gift of financial peace of mind. As the holidays ramp up, so do demands on your business. Now’s the perfect time to think beyond seasonal sales and focus on long-term protection and planning. Modern Woodmen offers tools to help you: · Prepare for unexpected events (like the loss of a key employee). · Set up buy-sell agreements to protect your legacy. · Offer meaningful employee benefits without complex plans. · Understand your business’ true value for future growth. Learn more about how Modern Woodmen can assist and contact me with any questions! https://www.modernwoodmen.org/financial-planning/business-planning/