Birthday Book Club | Modern Woodmen

Our Birthday Book Club program is one step toward building your home library! Each year, member children can receive a free, age-appropriate book for their birthday. Ask me how to sign up your child.

Ready to declutter your finances? Here are five tips to spring clean your budget. 1. Conduct your own expense audit. Go through the last one to three months of expenses and locate potential wasteful spending. 2. Cancel or reduce subscriptions. Ask yourself if there are any you can downgrade. 3. Set spending caps. Set limits on a few categories – like eating out, shopping or coffee runs – to remain flexible. 4. Map out irregular expenses. Put money aside for things like car repairs, gifts, home maintenance and travel to prepare for the future. 5. Set one budget goal per month. Examples include reducing food delivery by $80, paying off a bill or building an emergency cushion.

We’ve been named to Forbes list of the world’s best life insurance companies for the third year in a row! I’m grateful to be a part of this organization and for my amazing members! Learn more: modernwoodmen.org/Forbes2025 #ModernSince1883 #PioneersForLife