The holidays are magical, but they don’t have to be expensive. Here are four quick tips to help you celebrate without breaking the bank. 1. Set a budget to stick to. 2. Make a gift list and prioritize. 3. Shop early to avoid last-minute splurges. 4. Go with DIY gifts and decorations to add a personal (and affordable) touch. Looking for more tips? Let's discuss.

#MotivationMonday

Applications for the Modern Woodmen scholarship program are now open! Exclusively for member students, this two-part program includes a scholarship competition for high school seniors and a competition for members ages 21 and up. High school seniors: www.modernwoodmen.org/scholarships-hs 21 and up: www.modernwoodmen.org/scholarships21

Do you consider yourself to be community-oriented and service-minded? If so, you might be a great fit for a career with Modern Woodmen! As a financial representative, you can help people plan for financial security and get involved in causes that matter. Let’s talk!