I've been investing for over 30 years and have done many things very well -- and I've learned from things that didn't go as planned. My goal is to lessen your learning curve by sharing my experiences, educating you and encouraging you. I look for opportunities to accomplish multiple goals with the same dollar. I've seen what a difference good planning and strategies can make and want to give all my clients that edge.

Colorado (Castle Rock, Denver and surrounding areas) and Ohio.

life insurance and annuities.

people at all stages of life, but especially those approaching retirement, small-business owners and families planning for college.

The Ohio State University.

earning numerous awards for my hard work, including Agent of the Year, Fraternalist of the Year, Century Club and more.

was in the insurance industry for eight years, owned my own consulting business for nine years, spent a few years staying at home with my three kids (now 21, 19 and 19), and worked in various roles in health information management, quality assurance and technology.

I did a research project for another planner and found 9 out of 10 advisors just wanted to get hold of my money to "make more." I liked Modern Woodmen's holistic approach to build the plan from the ground up. The second project was to research excellent permanent life insurance companies and Modern Woodmen was among their ranks. I was a former Jaycee (community service and leadership group) and so the fraternal side really intrigued me. I love making a difference in people's lives.

making a difference in people's lives by helping them understand they are protected and have a plan/goal in mind for retirement.

a client who was putting off getting life insurance finally did. Months later, he was diagnosed with a condition that made him uninsurable, but I knew his family was protected for life.

I love to learn, especially about college planning and retirement. I’ve participated in several training schools developed by Modern Woodmen, such as the Financial Advisors Forum, Retirement Distribution, Estate Planning and Business Insurance. I also reach out frequently to the wealth of knowledge we have at our corporate office to brainstorm cases.